Comments on: Have You Ever Considered Staying Away From The Stock Market?

By: IS

IS — Fri, 06 Apr 2012 12:46:41 +0000

@Kok – Not a bad idea for sure:)

By: Kok Leong

Kok Leong — Thu, 05 Apr 2012 16:03:14 +0000

Diversification is always the best choice.
Personally i lean more towards real estate as it takes the emotions out unlike stocks, which emotions play a big part in

By: IS

IS — Thu, 05 Apr 2012 09:10:58 +0000

@Robber – Interesting strategy, I personally try to stay away from trying to time the market in my long term retirement account, but it can certainly pay off if you do well.

By: Robber Baron

Robber Baron — Thu, 05 Apr 2012 04:42:16 +0000

Another option is timing. Once again this need not be all or nothing, fully-out or heavily-in. One can time buys in the Stock Market, in Bonds, CDs, real estate, etc. I’ve dialed back my monthly investing purchases recently as the market seems very high (DJI 13K). Sure, it could go up 20% in the next six months. Sure, it might not get much lower for the next 10 years. Point being, we can buy less or hold less for a while without quitting.

By: IS

IS — Thu, 05 Apr 2012 00:02:46 +0000

@KB – very well said, it’s false to say that you’d need to choose one or the other, a diversified combination can be the best way to get it done

By: KB

KB — Wed, 04 Apr 2012 13:41:40 +0000

There are answers, there are decisions, there are opinions and there are discussions. Though I do not think it necessary to stay completely away from the market, neither does a person have to be “all in” either. Diversification and Asset allocation can take on many forms and the market is just one piece of a well balanced portfolio. Investment in stocks, bonds, commodities, business, self and other will produce the means to make it to the end. Some speak of a three legged stool (work, stock, bonds). I think the stool should have many more legs than suggested.